For CRA ops and verifications managers on leftover employers

Close leftover VOEs without a verification floor.

When The Work Number has no record, Halorite finds the HR number, works the phone tree, email and fax in parallel, 24/7, and writes back employed, title, dates and income — or a documented non-response — with the recording. Pay per completed verification.

Start leftover VOEsPay per closed file. Recording and transcript on every order. No card today.

Example data. Names, employers and amounts are illustrative.

~65%

Of employment verifications still need outreach after the instant database, in Superunit’s 2026 report of 200,000+ files.

5 touches

Median to complete a leftover file. 17% need 11 or more. First-call completion on a 19,363-call test was 4.19%.

54% / 49%

Restaurant and transportation completion in that same industry table. Those are the leftover of the leftover.

The chase

Finds the HR number. Works the tree. Email and fax at the same time.

Specialists Google the number themselves — they do not call the one the applicant handed them. Halorite does that lookup, then runs phone, email and fax in parallel, 24/7, including the 11am local window where completion per call actually peaks. You are not staffing a floor for a job that closes on the 4th, 5th or 11th try.

Outreach · Apex Freight LLC
Applicant-supplied(503) 555-0199Luis listed “ask for Dave in dispatch”
Independent lookup(503) 555-0100Main listed on the Oregon SOS filing + Google
  • Borrower- or applicant-supplied numbers are not dialed first
  • SOS, listed main, and payroll vendor pages compared
  • Cell phones skipped unless you already have consent
Example data · Flagstar training: independently source the numberNumber locked
The result

Employed, title, dates, income. Or a documented no.

The file cannot clear on “we left a voicemail.” Halorite returns the facts a CRA or lender actually needs, with the recording and transcript attached, or it closes unable-to-verify with every attempt time-stamped. That is the output your compliance team will look at, not a chat log.

VOE · Maya Chen · Harbor GrillTazWorks #48211
EmploymentActive
Title · employer wordingCook
Dates12 Mar 2024 – present
Income · disclosed$18.50 / hr
  • Verifier: “this is Dana, GM” · 14 Oct 11:06 local
  • Full-time, eligible for rehire not asked
  • Applicant had listed “shift supervisor” — employer said cook
Example data. Superunit: 1 in 10 titles the employer will not confirm.Written back
Written back

Five fields in. Result and recording out, on the order you already have.

Background-check firms already send leftover EVs to fulfillment vendors through TazWorks and AIO Data. Halorite sits in that queue. On Managed, a person checks the recording before the result is posted. You are not training a new $18/hr specialist on your phone tree book.

Write-back · TazWorksManaged
TazWorks #48211Permissible purpose: employment · auth on file
  • Name, employer, dates claimed, last 4, signed authorization
  • Active · Cook · 12 Mar 2024– · $18.50/hr
  • Recording.wav · transcript.pdf · attempt-log.csv
Same five-field pattern CRAs already send vendorsPosted
Who it’s for

If leftover VOE is still a floor, Halorite is for you

The database hits the easy third. Someone still has to chase restaurants, trucking shops and small LLCs until the SLA.

CRA verifications managers

Mid-size background-check firms on TazWorks or AIO Data, with a leftover queue TWN will not hit.

Close the leftover →

Tenant screeners

Employment and income on applicants whose employer is a restaurant, a shop or a crew — not a TWN contributor.

Hours, not days →

Mortgage processing and closing

Verbal “employed as of today,” independently sourced number, inside 10 business days of the note date.

VVOE before funding →

Hard employers

Restaurants complete at 54%, transportation at 49%, in Superunit’s table. Those files are the product.

11th touch included →

Ops leaders who already buy fulfillment

You already send leftover EVs out through an order queue. This is that vendor, with a recording.

Same five fields in →

Not the right fit

You only need instant TWN hits, or you don’t have the applicant’s signed authorization for a verbal check.

Fulfillment vendor or BPO already running leftover EV? Software is the agent; you keep the queue.

Sound familiar?

Soul-crushing leftover calls, and files that stall the deal

“soul-crushing.”
Checkr product leader, via Peter MarlerX, Jul 2026
“If I have this technology, we will dominate the field.”
CRA / background screening execQuoted on Superunit, 2026
“We were growing quickly and losing customers because we couldn't meet their expectations.”
Screening companyQuoted on Superunit, 2026
“VVOE was a hell hole and that's a lot considering UWM as a whole too.”
Former VVOE specialistr/pillar7, Jan 2024
“Employers are dicks.”
VVOE floorr/pillar7, Aug 2025
“I have also heard that it’s a cat and mouse game with the employer which makes the job frustrating which I would agree with.”
r/pillar7 commenterAug 2025
“it's soo hard, sometimes impossible, to hit commitment.”
Former VVOE specialistr/pillar7, Oct 2021
“My experience with sterling is that they barely make an attempt to verify. They likely sent an email once and didn't get a response in a few days.”
Applicant on a Sterling checkr/rbc, Sep 2025

From public forums, X and vendor pages. These people are not Halorite customers.

Already on your stack

Sits on the queue you already run

Keep The Work Number for the easy third. Keep TazWorks, AIO Data or Encompass. Halorite takes the leftover order and writes the result back.

TazWorks
AIO Data
Encompass
Checkr
HireRight
Sterling
First Advantage
The Work Number
Pricing

Pay per closed leftover, not per attempt

No setup fee. You are billed when the file is closed, including documented non-response.

Software

The agent chases leftover VOE and VOI. You review the recording.

$6/ completed
  • Finds the HR number and works the phone tree
  • Phone, email and fax in parallel, 24/7
  • Recording, transcript and attempt log on every file
  • Pay when the file is closed, including documented non-response
Start at $6 / completed
Recommended

Managed

Same chase, plus a person who checks the recording before it hits your queue.

$14/ completed
  • Everything in Software
  • Human review of the recording and transcript
  • Result written back to TazWorks, AIO Data or your order queue
  • Hard employers: restaurants, trucking, small LLCs
Start Managed at $14

Custom

Volume, Encompass write-back, or a dedicated leftover queue.

Custom
  • Everything in Managed
  • Volume pricing
  • Encompass or LOS write-back
  • Named queue and SLA
Price my leftover volume

For comparison: Superunit prices leftover chase from $1.50 per confirmed order and does not charge when it cannot confirm. In-house leftover files are $15–$40+ on Superunit’s own table. A First Advantage verification specialist is $16–$20/hr. Truework VOE is $59.95. TWN is about $73–$105 when it hits — and it misses these employers.

How Halorite compares

OptionCostCovers leftover employersWhat you pay forWhat you get back
Halorite$6–14 / completed verificationYes — restaurants, trucking, small LLCs, and a documented non-responseClosed file, including unable-to-verify with an attempt logRecording, transcript and result written back to your queue
In-house verification team$15–40+ / file (Superunit’s published table); specialists $16–20/hr at First Advantage, ~$54k medianYes, if you can keep people on a 5- to 11-touch chaseAttempts, plus whatever the specialist loggedA note in the file; recording only if you already record
BPO verification floorWages plus turnover; Medina’s frame is price at or under the BPO, 24/7Yes, on day shift, with ramp and attritionCompleted-call metrics, which floors gameA form. Recording if the BPO records
The Work Number and other instant databases~$73.45 PAYG, ~$105 customer fee after 1 Jan 2026; Truework VOE $59.95 / VOI $64.95No — about 65% of files still need outreach; TWN is 73% of named database hitsA hit, or no record foundA database report. No call recording, because there was no call
SuperunitFrom $1.50 / completed order; no charge if it cannot confirmYes, on the 70% it completes; restaurants 54%, trucking 49%Confirmed-at-source onlyRecording and transcript on completed confirms; leftover TAT stays yours
Verification fulfillment vendorsTruework $59.95–$64.95; older CRA add-on EVs around $10; TWN pass-through $63–$87Sometimes — Vault Verify-style vendors already sit on HireRight / Sterling / First Advantage queuesA report, on their TAT (often 3–7 days)A PDF. Call recording if that vendor records
FAQ

Questions verifications managers ask

Straight answers on price, leftover employers, authorization, recording and how this sits next to TWN and Superunit.

What is Halorite?

Halorite is an AI agent that closes leftover verbal VOE and VOI — the employers that are not in The Work Number. It finds the HR number, works the phone tree, email and fax in parallel, 24/7, and returns employed, title, dates and income, or a documented non-response, with a recording and transcript written back to your CRA platform or LOS. You pay per completed verification, not per attempt.

How much does Halorite cost?

Software is $6 per completed verification: the agent does the chase and you review the recording. Managed is $14 per completed verification and adds a person who checks the recording before it hits your queue, and writes the result back. Custom is for volume, Encompass write-back or a dedicated leftover queue. There is no setup fee. You are billed on closed files, including documented non-response.

What counts as a completed verification?

A file is complete when Halorite returns a verified result (employed, title, dates, income when the employer will disclose it) or a documented non-response with the attempt log: who was called, when, the phone tree, emails, faxes, and the recording of every live conversation. Superunit’s published model charges only when the source confirms, and does not charge after failed outreach. Halorite bills the closed leftover so your TAT clock can stop.

How do you handle authorization, recording and the audit trail?

Each order needs the applicant’s signed authorization and a permissible purpose before outreach starts — about five fields plus the auth, which is how background-check firms already send work to fulfillment vendors. Calls are recorded and transcribed. Several states (including CA, FL, IL, PA and WA) require every party’s consent to record; the agent states that it is recording and does not continue a recorded call without it. Business landlines are the default; cell phones are not dialed without prior consent because the FCC treats AI voices as artificial voice under TCPA. The recording, transcript and attempt log sit on the order so your compliance team can see the authorization, the recording and who was reached.

How is this different from The Work Number?

The Work Number is the instant database. Superunit’s 2026 report, from 200,000+ verifications, says about 65% of files still need outreach, and when a named third-party platform is used, 73% of the time it is TWN. Equifax raised the customer fee to about $105 on 1 January 2026 (ClearStar); Superunit’s blog puts public pay-as-you-go at $73.45. TWN does not cover restaurants, trucking shops and small LLCs at anything like that hit rate. Halorite is the leftover chase after TWN has no record. Keep TWN for the easy third.

How is this different from Superunit?

Superunit already sells leftover employer chase from $1.50 per completed order, 70% employment completion, and does not charge when it cannot confirm. Halorite’s wedge is the hard third of that leftover: restaurants complete at 54% and transportation at 49% in Superunit’s own industry table, 17% of completed files need 11+ touches, and first-call completion on a 19,363-call TTS test was 4.19%. Those files still sit on a CRA’s TAT. Halorite bills a documented non-response as completed, with the recording and attempt log, so the file can move.

Which employers actually get completed?

The ones not in The Work Number: restaurants and food service (54% complete in Superunit’s 2026 industry table), transportation and logistics (49%), retail, construction, small LLCs, and anyone whose HR is still a phone tree. Schools and government confirm about 3 in 4 on that same table; those are not the wedge. Median time to complete in that dataset is 15.5 hours; the slowest 10% take about 3.8 days. Fannie Mae still wants a verbal check of current employment within 10 business days of the note date — that window is the mortgage SLA, not Superunit’s median.

Which software does Halorite work with?

Orders come in from TazWorks, AIO Data, Encompass, Checkr, HireRight, Sterling, First Advantage, Truework, or a CSV / web form. On Managed, the result, recording and transcript are written back to the order queue you already run. Halorite does not replace The Work Number; it takes the files TWN cannot hit.

Get the leftover queue off the floor

Send the TWN misses. Every closed file comes back with a recording, a transcript and an attempt log — verified, or documented.

Pay per completed verification. Recording on every live call. No card today.

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Pay per completed verification. No card needed today. Privacy